These are the different types of auto insurance coverage you should be aware of
Liability: Liability insurance pays to repair damages you cause to other drivers and vehicles. This insurance includes bodily injury and property damage liability.
Collision: This helps you pay to repair or replace your car if you’re in an accident.
Comprehensive: Comprehensive coverage is usually optional. It covers damage to your car from unexpected events. These include windshield damage, fire, or accidents with animals.
Uninsured motorist: This insurance covers you if you’re in an accident and the driver at fault does not have liability insurance.
Underinsured motorist: Uninsured motorist covers you if you’re in an accident and the driver at fault does not have enough coverage to pay for vehicle damages or medical expenses.
Personal injury protection: This pays your medical bills if you get hurt in an accident. It applies no matter who is at fault.
The other optional coverage types you can have are GAP insurance, Roadside Assistance, Glass Insurance, Mechanical Breakdown, Rental reimbursement & many more.
